XUMM Wallet | Download XUMM Wallet App XRP - Official Site

XUMM wallet is specifically designed for XRP, the digital currency native to the XRP Ledger. This article will provide an overview of the XUMM Wallet, its features, and its advantages. XUMM Wallet stands out, especially for those in the XRP community. The digital currency landscape is rapidly evolving, and with it comes the need for secure and user-friendly wallet solutions.

What is the XUMM Wallet?

XUMM Wallet is a non-custodial wallet solution designed exclusively for the XRP Ledger. Being non-custodial means that users hold the keys to their assets, ensuring maximum security and control. Developed by XRPL Labs, the XUMM Wallet is available for Android and iOS devices, making it accessible for a wide range of users.

Top Features of XUMM Wallet

XUMM Wallet designed for the XRP Ledger, XUMM Wallet App is one of the popular choices for XRP users, and for good reasons. Here are some of the top features that make the XUMM Wallet stand out:

Non-Custodial Security:
XUMM is a non-custodial wallet, meaning users have full control over their private keys. This ensures maximum security as the private keys remain on the user’s device and aren’t shared or stored on external servers.

User-Friendly Interface:
The design of the XUMM Wallet is intuitive and streamlined, allowing both beginners and experienced users to easily navigate and perform transactions.

PayID Integration:
XUMM supports PayID, a universal payment identifier. This simplifies transactions by allowing users to send and receive payments using a human-readable ID instead of complex wallet addresses.

Multi-Account Management:
Within XUMM, users can manage multiple XRP accounts. This is especially useful for those who wish to separate their funds for different uses or maintain both personal and business accounts.

Comprehensive XRPL Integration:
The wallet offers deep integration with the XRP Ledger, providing users access to advanced features like trust line management, setting account properties, and more.

End-to-End Encryption:
Security is further enhanced with end-to-end encryption, ensuring that user data and transaction details are encrypted and remain confidential.

Real-time Transaction Tracking:
Users can track their XRP transactions in real-time, with detailed information on transaction status, fees, and more.

QR Code Support:
To simplify transactions, XUMM offers QR code support. Users can quickly scan QR codes to send or receive payments without manually inputting long wallet addresses. But also Users can send and receive tokens or payments inputting the long wallet address.

Notifications and Alerts:
XUMM Wallet provides timely notifications for incoming transactions, ledger changes, or any account-specific activities, keeping users updated at all times.

Why Choose XUMM Wallet?

In the realm of digital assets, especially those associated with the XRP Ledger, the choice of wallet plays a pivotal role in ensuring ease of use, security, and overall user experience. The XUMM Wallet has emerged as a popular and reputable choice. Here’s why:

Being a non-custodial wallet, users have full control over their funds, reducing risks associated with centralized platforms.

Speed and Efficiency:
XRP transactions are known for their speed, and XUMM efficiently harnesses this advantage, ensuring quick transaction confirmations.

No Hidden Fees:
XUMM is transparent about transaction costs, ensuring that users are always aware of any fees associated with their transactions.

The wallet’s codebase is open-source, meaning that its security and functionality can be verified and improved upon by the community.

Full Sovereignty:
Holders of XRP can feel at ease knowing they have complete control over their funds without intermediary interference.

No hidden fees or charges. Everything is upfront, ensuring users are always in the know.

Community Support:
With its open-source codebase, the XUMM Wallet enjoys the support and scrutiny of a large community, ensuring it stays updated and secure.

how to reset XUMM Wallet

To Resetting the XUMM Wallet typically refers to either reinstalling the app or re-importing your accounts. However, it’s essential to note that before you reset or perform any significant action with your wallet.
you should ensure that you’ve safely backed up your secret keys or recovery phrases. Losing these can mean losing access to your funds permanently.

Here’s a step-by-step guide to resetting your XUMM Wallet or XUMM Wallet Extension:

Backup Your Wallet:

Before you do anything, ensure you’ve backed up your wallet’s secret (private key) or recovery phrase. This is crucial for regaining access to your funds.

Reinstalling the App:

Go to your device’s application manager or settings.
Locate the XUMM app.
Select ‘Uninstall’ or ‘Remove.’
Once the app is removed, go to your device’s app store (Google Play Store for Android or Apple App Store for iOS).
Search for XUMM and reinstall it.

Re-importing Your Account:

After reinstalling or if you’ve decided not to uninstall, open the XUMM Wallet app.
You’ll be prompted to either create a new account or import an existing one.
Choose ‘Import an existing account.’
Enter your backed-up secret or recovery phrase to restore your account.


Once your account is restored, ensure that you set up a strong passphrase or PIN for added security.
It’s also a good idea to review and, if necessary, reset any security settings or permissions associated with the app.

Check Your Balances:

Once everything is set up, review your account balances and transaction histories to ensure that everything looks as it should.
Update Settings (if needed):

If you had specific settings, trust lines, or other configurations, double-check and reconfigure them as needed.


The XUMM Wallet stands as a testament to what modern crypto wallets should be—user-centric and feature-rich. Whether you’re making a quick transaction or diving deep into the XRP Ledger’s features, XUMM has got you covered. Always remember to do your due diligence and ensure you’re following best practices when engaging in the crypto world. The added benefits of features like PayID integration, real-time insights, and open-source transparency make it a holistic choice. In essence, for those navigating the waters of the XRP ecosystem.
Choosing a digital wallet is a crucial decision, one that impacts your assets’ security and your day-to-day interaction with them. XUMM Wallet stands out, combining top-tier security features with user-friendly functionalities.